OPTION SELLING PROGRAM FOR NON-ACCREDITED INVESTORS

Financial Investments Inc.’s alternative investment program is now available for non-accredited investors

Non accredited investors, as defined by the SEC as those having a net worth under $1 million, can now participate in similar strategies that are employed by our private placement investment fund, Financial Investments Inc. Limited Partnership, that we offer to our accredited investors.

Financial Investments Inc. has performed extensive research and has acquired knowledge in the area of the selling of far out of the money (OTM) options, of individual equities as well as financial index equity options. Historically, better that ninety percent of the purchasers’ of options, are net losers on their purchased investment in options. The purchasing and selling of options, is also known as a “sum zero” game of investing. With the buying and selling of options, there is always a purchaser for every seller of options. Options also have a specific length of time till expiration. After this period of time, the value of the option either becomes, more valuable, less valuable, or many times, it expires worthless. The value of the option is dependent upon the volatility of the underlying asset, the price of the asset, and the length of time till expiration. Many of the purchasers of options, are making this investment merely as an insurance investment; allowing them to hedge their underlying assets from a substantial decrease in value. This is done as insurance to protect against a substantial increase or decrease of their underlying investment. Other purchasers of options are speculators. These speculators are playing calculated odds, assuming that an event may occur, causing a substantial shift in the value of an underlying asset.

Yet, the purchasers of options, either puts or calls, many times have seen their investments expire worthless by the end of expiration. Historically, those options that are far out of the money, and with an expiration of less then three to six months, have the greatest decrease in value over the shortest period of time. It is these options that have the greatest probability of expiring worthless, at the end of their expiration timeframe.

Financial Investments Inc. has access to, real time pricing information, detailing the option pricing values and their underlying asset prices. The volatility of an underlying asset’s price, many times, will generate higher premium pricing for far out of the money short term options of the underlying assets. It is these higher premium options that many times can be sold, to the hedged purchasers, and speculators. Financial Investments Inc. generates a good return when the previously sold option contracts expire worthless.

The preceding is a synopsis of the strategy that is used by our private fund but is now available to all investors. We manage client accounts at two brokerage firms:

http://www.brokersxpress.com. Click open an account at the top of the screen and you can select Financial Investments as your trading advisor.

Tradestation Securities at http://www.tradestation.com.

For more information, contact us at 703-435-2777 or ckendall@financialii.com.